Our rate philosophy: No "Rate Roller Coaster."

Baltic State Bank's interest rates are priced to provide our customers with a fair return on investment. You won't find any high special promo rates that disappear at renewal, crazy 21-month terms, or miles of fine print. 

Our existing customers and their investments are as important to us as a potential new customer, so you won't find any special rates available for new accounts either. What you will find is a fair rate, a safe and steady investment, and a simple to understand the product. So get off the "Rate Roller Coaster" and get your feet on solid ground with Baltic State Bank.

 

You Choose Checking Account*

(Rate based on current balance)

Minimum Balance to Obtain APY Interest Rate

APY
(Annual Percentage Yield)

  0.01% 0.01%

Passbook & Statement Savings*

(Rate based on current balance)

Minimum Balance to Obtain APY Interest Rate

APY
(Annual Percentage Yield)

$20.00 0.05% 0.05%
$5,000.00 0.05%

0.05%

$25,000.00 0.075% 0.075%

 

Other Savings Accounts*


Type Interest Rate

APY
(Annual Percentage Yield)

Christmas Savings 0.05% 0.05%
Health Savings Account 0.05%

0.05%


Certificate of Deposits*

Term** Minimum Balance to Obtain APY Interest Rate

APY
(Annual Percentage Yield)

1 - 2 Month CD $500.00 0.05% 0.05%
3 - 5 Month CD $500.00 0.05%

0.05%

6 - 11 Month CD $500.00 0.15% 0.15%
12 - 17 Month CD $500.00 0.20% 0.20%
18 - 23 Month CD $500.00 0.20% 0.20%
24 - 35 Month CD $500.00 0.25% 0.25%
36 - 47 Month CD $500.00 0.30% 0.30%
48 - 59 Month CD $500.00 0.30% 0.30%
60 Month CD $500.00 0.40% 0.40%
12 Month Variable $500.00 0.20% 0.20%


* Rates current as of January 5, 2021. Rates updated January 5, 2021.

**Penalty will be imposed for early withdrawal.
***Contact us for further information about applicable fees and terms. Fees could reduce earnings on the account. Rates subject to change without notice.

Related

Call us:

(330) 897-6401

Toll Free:

(844) 447-6287

Online Banking Help Desk:

(888) 528-8540

After Hours Lost/Stolen Cards:

(800) 472-3272

 

Investments

Baltic Bank offers many options that help you get to where you want to go.

Learn More

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