Call Us: 330-897-6401
Toll Free: 844-447-6287
Telephone Banking: 866-321-2599

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Certificates and IRA’s

Baltic State Bank is happy to offer several flexible options and terms to help you meet your savings and retirement goals. Please check out our rates page to view our competitive rates.

Certificates of Deposit (CD)

A CD is a product that pays you a fixed interest rate over a specific period of time. Additional deposits are not allowed, and early withdrawals of funds (before the term is up) may be subject to penalties.

Traditional IRA CD

A retirement account structured the same as our normal Certificate Deposits, but your earnings are tax deferred until they are withdrawn. Please consult your tax advisor for additional information.

IRA Savings

An IRA Savings account pays you a competitive rate, and provides a monthly statement. You can add to this account any time. Please consult your tax advisor for additional information.

Roth IRA

Please visit the IRS website, or consult your tax advisor to determine if a Roth IRA is right for you.

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