Call Us: 330-897-6401
Toll Free: 844-447-6287
Telephone Banking: 866-321-2599

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Email
operations@balticstatebank.com

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844-447-6287 or 330-897-6401

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Rates

Our Interest Rate Philosophy: Our interest rates are priced to provide our customers with a fair return on investment given present market conditions for all terms. Our existing customers and their investments are as important to us as potential new customers looking to place deposits. Therefore, the same schedule of rates available for new accounts will also be applied to renewals. A renewal rate will not be trumped by a “Special” rate offered for new deposits.

INTEREST RATES

Rates Current As Of June 20, 2016

Rates Last Updated June 20, 2016

Type/Term Minimum Balance to Obtain APY Interest Rate APY
Annual Percentage Yield
NOW $1,000.00 0.05% 0.05%
(Rate Based On Current Balance) $5,000.00 0.075% 0.075%
$25,000.00 0.10% 0.10%
Savings (Passbook & Statement) $20.00 0.15% 0.15%
(Rate Based On Current Balance) $5,000.00 0.20% 0.20%
$25,000.00 0.25% 0.25%
Christmas Savings 0.15% 0.15%
Health Savings Acct 0.15% 0.15%
1 to 2 Month CD* $1,000.00 0.25% 0.25%
3 to 5 Month CD* $1,000.00 0.30% 0.30%
6 to 11 Month CD* $1,000.00 0.40% 0.40%
12 to 17 Month CD* $1,000.00 0.65% 0.65%
18 to 23 Month CD* $1,000.00 0.65% 0.65%
24 to 35 Month CD* $1,000.00 0.85% 0.85%
36 to 47 Month CD* $1,000.00 1.50% 1.51%
48 to 59 Month CD* $1,000.00 1.60% 1.61%
60 Month CD* $1,000.00 1.75% 1.76%
Contact an employee for further information about applicable fees and terms.
Fees could reduce earnings on the account. Rates subject to change without notice.
*Penalty will be imposed for early withdrawal.

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